Built by people who have modernised payments before.

Zimble started in 2022 with a specific conviction: that the reason payments innovation moves slowly has nothing to do with payments, and everything to do with the systems underneath them. Four years later, that platform is live in production at national scale.

Our mission.

Modernise and transform the payments processing and lending ecosystem, to securely enable ongoing, rapid product innovation at dramatically reduced time and cost.

Our vision.

“To build the financial engine that powers every innovator.”

Aug 2022 founded
Company established
35 team members
People and growing
2 enterprise clients
Live in production

Four years from an idea to national scale.

Aug 2022

Zimble is founded

Nithin Maloth starts the company around a single question: what would a payment platform look like if it were designed to be changed rather than replaced?

2022 to 2023

Building the MVP

The first version of the core and event engine: the runtime that every Zimble product still runs on today.

Through Nov 2023

The founding team comes together

Co-founders join across product, engineering and commercial, bringing two decades each of lending, cards and payments experience.

Jul 2025

First funding round

External capital in, and the platform moves from proof of concept to production readiness.

Aug 2025

First employee joins

The start of a delivery organisation built to implement inside large enterprises, not just to ship software.

Jan 2026

First client live

Zimble goes into production with an enterprise merchant, processing real transactions, at real volume, every day.

Aug 2026

A team of 35

Two enterprise clients in production, a full product suite, and a platform proven at national scale.

Experienced founders with complementary skillsets
covering the whole business.

Nithin Maloth

Nithin Maloth

CTO
ARCHITECTURE · PLATFORM

24 years in cards and lending. Ex-HSBC, Ex-Capgemini. NIT Calicut.

Jagdeesh Umanath

Jagdeesh Umanath

CEO
PRODUCT · COMMERCIAL

23 years in cards and lending. Ex-Ondot Systems (Mexico), Ex-Capgemini. GEC Barton Hill.

Rahul Kumar

Rahul Kumar

ENGINEERING
BUILD · DELIVERY

18 years in cards and lending. Ex-HSBC, Ex-TCS. NIT Jamshedpur.

John Mavely

John Mavely

STRATEGY
GROWTH · OPERATIONS

10 years in consulting and startups. Ex-Bain & Company, Ex-BukuKas. BITS Pilani.

See it running on your own flows.

In a live walkthrough we'll show how Zimble deploys inside your infrastructure; containerized services, configurable APIs, and zero external dependencies.

Request a demo